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Commercial Insurance

Commercial Insurance gives financial coverage to vehicles used by businesses. This type of insurance works just like any other personal car insurance policy with the only difference that this it’s meant only for vehicles used by businesses.

The insurance will cover vehicles that you own for your business and also those that your employees use for your business and their personal use. In case of your business owning the vehicle, the insurance will be issued in the name of the business.

Commercial Insurance provides coverage for:

  • Damage to the vehicle(s)
  • Damage to someone else’s property
  • Injury to the driver
  • Injury to someone else

Commercial auto insurances usually tend to have higher coverage limits than personal auto insurances. This is because business vehicles always need more protection in case of accidents.

Vehicles covered by commercial insurance include:

  • Pickup trucks (including those for sand & gravel)
  • Tow trucks
  • Service utility trucks
  • Food trucks
  • Box trucks
  • Car carriers
  • Reefer containers
  • Vans (wet and dry vans)
  • Cars

Commercial Insurances, like any other type of insurance, comes with a variety of coverage options allowing you to make the right choice as per your business needs. You have the option of not just insuring vehicles that you and your business owns but also those that your employees own or have rented.

We have shopped around for the best Commercial Insurances available to extend their benefits to you. Our trained agents will guide you on the benefits and coverage of different insurance options so that you get maximum coverage against minimal investments.

Commercial Insurance that we have on offer provides:

  • Comprehensive Coverage for commercial vehicles in the event of loss due to a cause other than an accident such as vandalism.
  • Collision Coverage for the vehicle when it hits or is hit by another vehicle.
  • Property Damage Liability coverage for damage caused to a third-party’s property.
  • Bodily Injury Liability coverage for sustained injuries or third-party death.
  • Medical Payments Coverage for medical care expenses that you and injured passengers in your vehicle incurred in an accident.
  • Uninsured/Underinsured Motorist Coverage for injuries, damages or death by at-fault driver without sufficient insurance to cover all costs or without insurance at all.

Businesses have different insurance needs and our expert agents at Hit And Run Insurance will help you make the final decision that’ll help you protect your business interests.

Get in touch with a Hit And Run Insurance agent to buy the right cover!